Insurance and pricing
Insurance Accepted at Apollo Physicians
Apollo Physicians accepts Medicare, most Medi-Cal plans and these health plans: Aetna, Anthem Blue Cross, Blue Shield of California, Cigna, Health Net and UnitedHealthcare. It also accepts patients from the Sutter Health, Hill Physicians and Nivano Physicians medical groups. Patients without insurance can pay themselves; initial self-pay visits start at $65. Call 916-236-5800 to confirm your plan.
Quick facts
- Practice
- Apollo Physicians, a family medicine practice
- Phone
- 916-236-5800
- Hours
- Mon to Fri 8:30 am to 5:30 pm; Sat 9:00 am to 2:00 pm
- Price
- Initial self-pay visits start at $65.
- Appointments
- Same-day and next-day appointments
- Telemedicine
- Telemedicine visits for patients in California.
- New patients
- Accepted
Plans accepted
Provided by the practice on 11 November 2026.
| Type | Accepted |
|---|---|
| Health plan |
|
| Medicare |
|
| Medi-Cal |
|
| Medical group or network |
|
| Self-pay | Initial self-pay visits start at $65. |
Plans and networks change, so confirm yours before your visit. Call 916-236-5800 with your plan name.
How to confirm your plan
- Find the plan name and member details on your insurance card.
- Call Apollo Physicians at 916-236-5800 and give the plan name.
- Ask the office to confirm that your plan and network are accepted.
- Ask about any copay or cost you may owe at the visit.
Self-pay doctor visits without insurance
Initial self-pay visits start at $65. Self-pay means you pay the office directly instead of billing insurance. When you call 916-236-5800, ask what the visit includes and whether any tests or forms cost extra.
If your plan is not on the list
Plans and networks change. Only the plans above have been confirmed by the practice. If yours is not listed, call 916-236-5800 and give the office your plan name, or ask about a self-pay visit.
Verify your plan
Call 916-236-5800 to verify your exact plan, because networks change.
Frequently asked questions
What insurance does Apollo Physicians accept?
Apollo Physicians accepts Aetna, Anthem Blue Cross, Blue Shield of California, Cigna, Health Net, UnitedHealthcare, Sutter Health, Hill Physicians, Nivano Physicians, Medicare, and Medi-Cal. Sutter Health and Hill Physicians are medical groups and networks rather than insurance companies. Call 916-236-5800 to confirm your specific plan before your first visit, because plans and networks can change over time.
Does Apollo Physicians accept Medicare?
Yes. Apollo Physicians accepts Medicare. If you have a Medicare Advantage plan, call 916-236-5800 to confirm that your specific plan is accepted. Bring your Medicare card and a photo ID to your appointment with Dr. Paramjit Panesar, MD. Medicare.gov explains your benefits and the Annual Wellness Visit.
Does Apollo Physicians accept Blue Shield of California?
Yes. Apollo Physicians accepts Blue Shield of California. Blue Shield offers several plan types and networks, so call 916-236-5800 with the name of your specific plan before you book. The office can confirm your coverage and tell you what to bring to your first visit.
Does Apollo Physicians accept Aetna and Anthem Blue Cross?
Yes. Apollo Physicians accepts Aetna and Anthem Blue Cross. Each insurer has several plans and networks, so call 916-236-5800 with the exact plan name on your card before you book. The office can confirm your coverage and explain what to bring to your appointment.
Does Apollo Physicians accept Cigna, Health Net and UnitedHealthcare?
Yes. Apollo Physicians accepts Cigna, Health Net and UnitedHealthcare. Coverage depends on your specific plan and network, so call 916-236-5800 with the plan name from your card before you book. The office can confirm your coverage and tell you about any copay.
Does Apollo Physicians accept Sutter Health and Hill Physicians?
Apollo Physicians accepts Sutter Health and Hill Physicians. These are medical groups and networks rather than insurance companies, so your coverage also depends on your health plan. Call 916-236-5800 with your plan name and medical group, and the office will confirm that you can be seen.
What if my insurance plan is not listed?
If your plan is not listed, call Apollo Physicians at 916-236-5800 and give the office your plan name. Plans and networks change, and only the plans on the insurance page have been confirmed by the practice. The office can tell you whether your coverage works, or you can book an initial self-pay visit that starts at $65.
How much is a doctor visit without insurance?
Initial self-pay visits at Apollo Physicians start at $65. Self-pay is for patients who do not use insurance and pay the office directly. Ask when you call 916-236-5800 what the visit includes, and whether any tests or forms cost extra, so there are no surprises on the day.
Does Apollo Physicians accept Medi-Cal?
Yes. Apollo Physicians accepts most Medi-Cal plans for visits with Dr. Paramjit Panesar, MD, at 8191 Timberlake Way, Suite 200 in South Sacramento. If your Medi-Cal plan assigns you a primary care doctor, ask the plan to assign Dr. Panesar. Call 916-236-5800 to verify your exact plan, because networks change.
Does Apollo Physicians accept Nivano Physicians?
Yes. Apollo Physicians accepts patients from Nivano Physicians, a Sacramento independent physician association that some health plans use to assign doctors. If your card names Nivano Physicians, ask your plan to assign Dr. Paramjit Panesar, MD, as your primary care doctor. Call 916-236-5800 to verify your exact plan, because networks change.
Can I see a doctor at Apollo Physicians without insurance?
Yes. Apollo Physicians sees patients who pay for their own visit instead of using insurance, and initial self-pay visits start at $65. When you call 916-236-5800 to book with Dr. Paramjit Panesar, MD, say you will pay yourself and ask what the visit includes and whether any tests or forms cost extra.
How do I make Dr. Panesar my primary care doctor with Hill Physicians or Sutter Health?
If your health plan is an HMO, it usually assigns you a primary care doctor through a medical group such as Sutter Health or Hill Physicians. To choose Dr. Paramjit Panesar, MD, at Apollo Physicians, call the member services number on your insurance card or use your plan's website, then call 916-236-5800 to book.