Paying without insurance
Doctor Without Insurance in Sacramento
Apollo Physicians in South Sacramento sees patients without insurance. Initial self-pay visits start at $65 with Dr. Paramjit Panesar, MD, a board-certified family physician. Ask what the visit includes and whether tests or forms cost extra. Same-day and next-day appointments are offered. Call 916-236-5800 to book a self-pay visit.
Quick facts
- Practice
- Apollo Physicians, a family medicine practice
- Phone
- 916-236-5800
- Hours
- Mon to Fri 8:30 am to 5:30 pm; Sat 9:00 am to 2:00 pm
- Price
- Initial self-pay visits start at $65.
- Appointments
- Same-day and next-day appointments
- Telemedicine
- Telemedicine visits for patients in California.
- New patients
- Accepted
How self-pay visits work
Self-pay means you pay the office directly instead of using insurance. Initial self-pay visits at Apollo Physicians start at $65.
When you call 916-236-5800, say you will pay for yourself. Ask what the visit includes and whether any tests, vaccines or forms cost extra, so you know the total before your appointment.
How to become a patient
- Call 916-236-5800 and say you are a new patient.
- Give your plan name and member ID, or say you will pay for yourself.
- If your plan assigns you a primary care doctor, ask your plan to assign Dr. Paramjit Panesar, MD, at Apollo Physicians.
- Choose a same-day, next-day or later appointment.
- Bring the documents on the checklist to your first visit.
Documents to bring
- A photo ID
- A list of your medicines and supplements, with the dose
- Recent test results, records and vaccination records, if you have them
- Your previous doctor's name and phone number
- Any form you need filled out
- A way to pay for the visit (ask which payment methods are accepted when you call)
Getting health coverage
You may qualify for free or low-cost health coverage from the State of California, or for a plan through Covered California. You can apply at BenefitsCal.com and compare plans at CoveredCA.com. You can book a self-pay visit at Apollo Physicians while you apply.
Your doctor
Dr. Paramjit Panesar, MD, is board certified in family medicine by the American Board of Family Medicine and holds California medical license A 114684.
For Elk Grove patients without insurance
Initial self-pay visits start at $65 for every new patient, including patients who travel from Elk Grove. The office is about 12 minutes by car from ZIP codes 95758 and 95624 with usual traffic. Call 916-236-5800 before you leave home to confirm your appointment and to ask what the visit includes.
Finding the office
The office is at 8191 Timberlake Way, Suite 200, Sacramento, CA 95823, next to Highway 99 and about 0.4 mile from Methodist Hospital of Sacramento.
Frequently asked questions
Can I see a doctor without insurance in Sacramento?
Yes. Apollo Physicians in South Sacramento sees patients who pay for their own visit. Initial self-pay visits start at $65 with Dr. Paramjit Panesar, MD. Say you will pay for yourself when you call 916-236-5800, and ask what the visit includes.
How much does a self-pay visit cost at Apollo Physicians?
Initial self-pay visits at Apollo Physicians start at $65. Self-pay means you pay the office directly instead of using insurance. Ask what the visit includes and whether any tests, vaccines or forms cost extra, so you know the total before your appointment. Call 916-236-5800.
Can I get a same-day appointment without insurance?
Yes. Apollo Physicians offers same-day and next-day appointments to self-pay patients, the same as patients with insurance. Availability depends on the schedule each day, so call 916-236-5800 as early as you can, say you will pay for yourself, and ask for the next opening.
What should I bring to a self-pay visit?
Bring a photo ID, a list of your medicines and supplements, and any past records or test results to Apollo Physicians. Bring a way to pay for the visit, and ask which payment methods are accepted when you call 916-236-5800. Bring any form you need filled out, too.
Can I get help with health coverage?
You may qualify for free or low-cost health coverage from the State of California, or for a Covered California plan. You can apply at BenefitsCal.com and compare plans at CoveredCA.com. Apollo Physicians can see you as a self-pay patient while you apply. Call 916-236-5800 to book.
Who will I see at a self-pay visit?
Self-pay patients at Apollo Physicians see Dr. Paramjit Panesar, MD, who is board certified in family medicine by the American Board of Family Medicine and holds California medical license A 114684. The office is at 8191 Timberlake Way, Suite 200, in South Sacramento. Call 916-236-5800 to book.
Where is Apollo Physicians?
Apollo Physicians is at 8191 Timberlake Way, Suite 200, Sacramento, CA 95823, in South Sacramento. The office is next to Highway 99 and about 0.4 mile from Methodist Hospital of Sacramento. Google Maps shows about 12 minutes by car from Elk Grove ZIP codes 95758 and 95624 with usual traffic.
Sources and references
Medical review
Medical review: Dr. Paramjit Panesar, MD. Last reviewed: November 12, 2026.
This page is general information, not medical advice. For advice about your own health, talk to a clinician or call 916-236-5800. In an emergency, call 911.